First State Bank of St. Charles, Missouri

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Welcome to
First State Bank

Whether you're looking to buy that first car, build a home or save for your retirement, we’re here to help. Our experienced bankers provide quality financial services and value to every client. We've made it as easy as possible to switch your accounts over from your old bank!

Download your "Switch
Kit" now! >>

First State Bank is Teaching Children
How to Save

This spring, First State Bank employees spent time with five 1st and 2nd grade classrooms at 3 local schools to teach children what savings is, and how savings can help them save for their future goals.

Download this printable child’s coloring booklet with important and fun savings lessons >>

Refinance Your Current Home Loan and Lock into Low Rates

This summer, take a look at the interest your current loan is charging. Could your interest and monthly payments be lowered? Find out more about how refinancing your current home loan may save you money in the long run…and free up more cash today.

Find out which of our loans will fit your specific situation >>

Download a Pre-Qualification Form >>

Updating your home? Check out our Home Equity Lines of Credit.

Updating your home this Spring? Check out our Home Equity Lines of Credit




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