find us on facebook
side top corners

MORTGAGE CENTER

mortgage center - apply today!

Our Promise

We’re here to help you. Whether you’re looking to build a home, start a new business, or save for retirement, it’s our commitment to provide you with the financial advice, helpful tools, and friendly support that you deserve.

Our History

Never bought out or sold, we’re proud to be the oldest independent community bank in the St. Louis metropolitan area, helping businesses and families in St. Charles County grow since 1867.

Our Mission

Since our founding in 1867, we have been committed to developing and growing the distinctive personal relationships that our customers have come to expect.

side bottom corners

Personal Accounts

Checking Options, Savings Options, Gift Cards & Credit Cards, FSB Loan Center, Online Banking & Bill Pay, Health Savings Account, Loan Calculators, Wiring Money

Business Accounts

Checking Options, Savings Options, Health Savings Account, Commercial Loans, Merchant Services, Online Banking & Bill Pay, Gift Cards & Credit Cards, Remote Deposit, Federal Tax Payments

New Customers

New to our bank? We’ll help you move and close accounts from your old bank with our Switch Kit.

Investment Services

Investment services offered through First State Bank of St. Charles and INVEST Financial Corporation.

Bank-Owned Commercial & Residential Properties for Sale

fsb logo small
636-940-5555

fdic icon Member FDIC
equal opportunity lender icon Equal Opportunity Lender

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “non-interest bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money market deposit accounts, and Interest on Lawyers Trust Accounts (IOLTAs). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

ATTENTION - You will leave the First State Bank website. First State Bank does not provide, and is not responsible for, the product, service, or overall website content available at the site you are now visiting. You should be advised that the First State Bank privacy policies do not apply to the linked website and that a viewer should consult the privacy disclosure on the site for further information.