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Our Promise

We’re here to help you. Whether you’re looking to build a home, start a new business, or save for retirement, it’s our commitment to provide you with the financial advice, helpful tools, and friendly support that you deserve.

Our History

Never bought out or sold, we’re proud to be the oldest independent community bank in the St. Louis metropolitan area, helping businesses and families in St. Charles County grow since 1867.

Our Mission

Since our founding in 1867, we have been committed to developing and growing the distinctive personal relationships that our customers have come to expect.

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Personal Accounts

Checking Options, Savings Options, Gift Cards & Credit Cards, FSB Loan Center, Online Banking & Bill Pay, Health Savings Account

Business Accounts

Checking Options, Savings Options, Health Savings Account, Commercial Loans, Merchant Services, Online Banking & Bill Pay, Gift Cards & Credit Cards, Remote Deposit

New Customers

New to our bank? We’ll help you move and close accounts from your old bank with our Switch Kit.

Investment Services

Investment services offered through First State Bank of St. Charles and INVEST Financial Corporation.

Bank-Owned Commercial & Residential Properties for Sale

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636-940-5555

fdic icon Member FDIC
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First State Bank is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all noninterest-bearing transaction accounts and NOW accounts earning less than .50% are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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