side top corners

Our Promise

We’re here to help you. Whether you’re looking to build a home, start a new business, or save for retirement, it’s our commitment to provide you with the financial advice, helpful tools, and friendly support that you deserve.

Our History

Never bought out or sold, we’re proud to be the oldest independent community bank in the St. Louis metropolitan area, helping businesses and families in St. Charles County grow since 1867.

Our Mission

Since our founding in 1867, we have been committed to developing and growing the distinctive personal relationships that our customers have come to expect.

side bottom corners

fsb logo small
636-940-5555


fdic icon Member FDIC
equal opportunity lender icon Equal Opportunity Lender

First State Bank is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all noninterest-bearing transaction accounts and NOW accounts earning less than .50% are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

ATTENTION - You will leave the First State Bank website. First State Bank does not provide, and is not responsible for, the product, service, or overall website content available at the site you are now visiting. You should be advised that the First State Bank privacy policies do not apply to the linked website and that a viewer should consult the privacy disclosure on the site for further information.