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636-940-5555

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Your Community Bank since 1867

A Community Bank

  • First State Bank has served St. Charles County for over 145 years, and is the oldest independent community bank in the St. Louis metropolitan area.
  • First State Bank is the 7th oldest bank in Missouri.

Independent & Locally-Owned

  • Our ownership is shared between our employees and local shareholders.
  • Since 1867, First State Bank has never been bought out by another bank.

Please contact any of our locations for your personal or business financial needs. Contact FSB

145 Years: A Brief History


"Since our customers tied their horses outside our front doors. That's how long we've been in this community."

We were here when…

  • 1876… Alexander Bell spoke on the first telephone
  • 1896… Ford introduced the first gas-powered automobile
  • 1904… St. Louis welcomed the world to the Fair
  • 1969… Neil Armstrong walked on the moon
  • 1990’s… when the Internet connected countries with a click of a button

Where we are today…

Today we are one of the nation's highest performing and capitalized community banks, allowing us to continue our place in this ever-changing financial environment.

Since its founding in 1867, First State Bank's priority has been — and continues to be — to meet the financial needs of local businesses and continue the distinctive personal relationships our customers have come to expect.

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