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MORTGAGE CENTER

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Our Promise

We’re here to help you. Whether you’re looking to build a home, start a new business, or save for retirement, it’s our commitment to provide you with the financial advice, helpful tools, and friendly support that you deserve.

Our History

Never bought out or sold, we’re proud to be the oldest independent community bank in the St. Louis metropolitan area, helping businesses and families in St. Charles County grow since 1867.

Our Mission

Since our founding in 1867, we have been committed to developing and growing the distinctive personal relationships that our customers have come to expect.

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About FSB

Your Community Bank since 1867


A Community Bank
  • First State Bank has served St. Charles County for over 140 years, and is the oldest independent community bank in the St. Louis metropolitan area.
  • First State Bank's branches have always been, and continue to be, located within St. Charles County.
  • First State Bank is the 7th oldest bank in Missouri.
Independent & Locally-Owned
  • Our ownership is shared between our employees and local shareholders.
  • Since 1867, First State Bank has never been bought out by another bank.

Please contact any of our locations for your personal or business financial needs. Contact FSB

140 Years: A Brief History


"Since our customers tied their horses outside our front doors. That's how long we've been in this community."

We were here when…
  • 1876… Alexander Bell spoke on the first telephone
  • 1896… Ford introduced the first gas-powered automobile
  • 1904… St. Louis welcomed the world to the Fair
  • 1969… Neil Armstrong walked on the moon
  • 1990's… when the Internet connected countries with a click of a button
Where we are today…

Today we are one of the nation's highest performing and capitalized community banks, allowing us to continue our place in this ever-changing financial environment.

Since its founding in 1867, First State Bank's priority has been — and continues to be — to meet the financial needs of local businesses and continue the distinctive personal relationships our customers have come to expect.

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636-940-5555

fdic icon Member FDIC
equal opportunity lender icon Equal Opportunity Lender

First State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts and NOW accounts earning less than .50% are fully guaranteed by the FDIC for the entire amount in the account. Effective July 1, 2010, all noninterest-bearing transaction accounts and NOW accounts earning less than .25% will be fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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