Find us on Facebook.   LinkedIn   YouTube
side top corners

Locations & ATMS

Call anytime to speak with us!

636-940-5555

Find a No-Fee ATM Near You!

SEARCH NOW!

Or download the ATM Locator App:
App for iPhoneApp for Android

side bottom corners

First State Bank will customize a specific loan package to meet your business needs. From start-up and working capital to restructuring and expansion, we understand business and work with owners and managers to find the best financing solution available. We can provide loans, lines of credit and letters of credit based on the needs of your company. Maximize your cash management with our sweep account arrangements.

Discuss your business needs with a commercial lender at a branch near you.

 PurposeEligibilityTermRateSpecial Requirements
Commercial Real Estate
Apply Now
Ideally owner-occupied but in some instances can be investment real estate   Up to 3 years, with amortization up to 20 years Fixed or variable  
Construction Financing
Apply Now
Owner-occupied residential construction OR commercial real estate construction   Typically 6 months Fixed or variable  
Equipment Financing
Apply Now
Purchase equipment   Up to 3 years, with amortizations tied to the useful life of the equipment Fixed or variable  
Revolving Lines of Credit
Apply Now
Provide working capital funds to growing businesses   One year term, interest is payable monthly Variable  
Missouri Linked Deposit Program
Apply Now
For small, growing businesses looking for a longer-term, low fixed-rate option For-profit businesses with less than 100 employees, headquartered in Missouri Up to 5 years Fixed Must not currenly owe any unpaid, non-protested taxes to the State of MO or any political subdivision
SBA 504
Apply Now
Designed for long-term, fixed asset loans including land, building, and/or equipment For-profit businesses that meet SBA size standards for an SBA guaranteed loan Up to 10 years, however, this can vary depending on how the funds are used and the lifespan of the collateral A Portion of the lon is fixed for 20 years CDC approval also required
SBA 7(a) Lending
Apply Now
Purchase of land, equipment, expansion, renovation, new construction, working capitol, etc. For-profit businesses that meet SBA size standards for an SBA guaranteed loan Up to 25 years Fixed or variable SBA approval also required

Resources

Click on the links below to download the necessary paperwork to apply for the loans listed above.

bottom corners
linan-thumbdouglass-thumb

Click to hear what our customers are saying about us
BANK PERSONALLY

636-940-5555
fdic

FDIC Member FDIC
Equal Opportunity Lender

To report a lost or stolen Debit or ATM card during normal banking hours, please call 636-940-5555. If it is after hours, call 800-554-8969 and then call the bank on the following business day to order a replacement card.

NOTICE: First State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.