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Debit Cards & Credit Cards

Debit Cards

Safe and easy to use, our VISA® CheckCard can be used for day-to-day purchases everywhere VISA® is accepted, for cash withdrawals at any ATM, and to make balance transfers and inquiries. The VISA® CheckCard is safer and more convenient than writing a check, and there are no annual fees or application fees to open and use your card.

We now also offer a BUSINESS Debit Card! Businesses can apply for debit cards for any authorized signer on business checking accounts.

If your card is lost or stolen, please report this to the bank as soon as possible. During normal business hours, call (636) 940-5555. If you are calling after regular business hours, please call our card hotline at 1-800-554-8969. After using the 1-800 hotline to cancel your current debit card, please call the bank on the next business day to order a replacement card.


Credit Cards

Need a credit card? We can help. You can now apply for a First State Bank credit card online. With so many options, there is surely one to fit your business or personal needs. See a customer service representative for more details, or learn more about our many credit card offerings and apply online.


Gift Cards

Give the gift that everyone loves…money!

Sometimes even choosing a store gift card can be a difficult decision for picky loved ones. These gift cards can be used everywhere MasterCard® is accepted, and can be purchased in any amount from $10 to $1,000. Gift cards are ready to give and use immediately after purchase. Cards are available at any of our four banking centers. A fee of $3.50 applies to each card purchase.


Reloadable Cards

Reloadable Cards are a great option for individuals traveling abroad, for college students on a budget, or for businesses looking to directly deposit payroll to all their employees.

With Reloadable Cards, cardholders can receive regularly scheduled direct deposits on a special card with full ATM, PIN, credit and debit capabilities. Cards are accepted for all point-of-sale transactions and at ATMs. The Reloadable Card holds the balance remaining and can be used for transactions in the same way as a debit card.

Instant-issue cards can be used immediately after being loaded. After the second deposit, a personalized card is mailed to the cardholder and can be used for 3 years.

Cardholders can make transaction inquiries and look up balance information online; for all other issues, a 1-800 number is provided.

Monthly fees and some transaction fees do apply.

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636-940-5555


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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “non-interest bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money market deposit accounts, and Interest on Lawyers Trust Accounts (IOLTAs). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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