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MORTGAGE CENTER

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ONLINE BANKING AGREEMENT

Please read this agreement carefully and keep a copy for your records.

Online Banking Agreement
Personal Online Banking

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Business Online Banking & Bill Pay

FREE! Basic Business Online Banking Package

With free Business Online Banking at First State Bank, you can manage your accounts with the click of a mouse!

  • View your current balance & cleared checks or look up 6 months of past statements
  • Initiate single or recurring transfers between accounts and make loan payments electronically
  • Make unlimited online bill payments - for free!

Enroll now for Basic Business Online Banking

 

FSB e-Corp — Complete Online Cash Management

With our Account Analysis-based Fee Setup, you could add the FSB e-Corp package for as little as $0 per month!

  • Manage employee access through individualized approval levels and a unique User Name and Password for each employee
  • Transfer funds between accounts at First State Bank or other financial institutions
  • Initiate payroll transfers for Direct Deposit into your employees' accounts
  • Review balances and view cleared checks
  • Place stop payments and wire transfers online

 

Pay your bills quickly and easily with Online Bill Pay.

With FREE Online Bill Pay, you can:

  • Schedule all of your bills and loan payments to be paid automatically
  • Edit or cancel any scheduled payment with a click of a button
  • Send money to anyone in the U.S. with an email address and a bank account

To enroll in Online Bill Pay, log into Online Banking, select the account you’d like to pay bills from and click on the “Bill Pay” button. Follow the prompts to begin paying bills online in minutes.

To enroll in Online Bill Pay, you must first be an Online Banking user. To sign up for Online Banking, select “Enroll now for Online Banking” above.

View an interactive Bill Pay demo and tutorial

 

Reduce unwanted mail and receive your statements days sooner.

With FREE Electronic Statements from First State Bank, you will:

  • Receive email notification when your statements are ready to be viewed
  • Be able to view your statements days sooner
  • Reduce unwanted mail and the risk of identity theft through mail fraud
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “non-interest bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money market deposit accounts, and Interest on Lawyers Trust Accounts (IOLTAs). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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