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Legal Disclaimer
LEGAL TERMS AND CONDITIONS |
| PLEASE READ THESE LEGAL TERMS AND CONDITIONS CAREFULLY. BY
ACCESSING THE WORLD WIDE WEB INTERNET SITE OF FIRST STATE BANK
OF ST. CHARLES, MISSOURI, YOU AGREE TO BE BOUND BY THE LEGAL
TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO
THESE LEGAL TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS SITE. |
| These Legal Terms and Conditions set forth
the entire agreement between First State Bank of St. Charles,
Missouri, a Missouri state-chartered bank (collectively with
its parent and all of its subsidiaries and affiliates, "First State Bank of St. Charles,
Missouri") and any party or parties ("you" or "your") accessing
or using this World Wide Web internet site (this "Site"). First
State Bank of St. Charles, Missouri reserves the right to revise
these Legal Terms and Conditions at any time by updating this
posting, and such revision will be in effect as of the time the
revised Legal Terms and Conditions are posted. Continued use
of this Site after any such changes shall constitute your consent
to such changes. You are responsible for regular review of these
Legal Terms and Conditions. |
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| NO WARRANTIES |
| FIRST STATE BANK OF ST. CHARLES, MISSOURI MAKES NO REPRESENTATION
ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS,
AND ACCURACY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE. ALL
CONTENT OF THIS SITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTY
OF ANY KIND, EITHER EXPRESS OR IMPLIED. FIRST STATE BANK OF ST.
CHARLES, MISSOURI DISCLAIMS ANY WARRANTIES AND REPRESENTATIONS
WITH REGARD TO THE CONTENT, INCLUDING, BUT NOT LIMITED TO, ANY
IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, NON-INFRINGEMENT AND SECURITY. |
| FIRST STATE BANK OF ST. CHARLES, MISSOURI DOES NOT WARRANT
THAT THE CONTENT HEREIN IS ACCURATE, COMPLETE, OR CURRENT. FIRST
STATE BANK OF ST. CHARLES, MISSOURI MAKES NO COMMITMENT TO UPDATE
THE CONTENT OF THIS SITE. IT IS YOUR RESPONSIBILITY TO VERIFY
ANY INFORMATION BEFORE RELYING ON IT. THE CONTENT OF THIS SITE
MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. FROM
TIME TO TIME CHANGES ARE MADE TO THE CONTENT DISPLAYED ON THIS
SITE. FIRST STATE BANK OF ST. CHARLES, MISSOURI MAY MAKE CHANGES
IN THE PRODUCTS AND/OR THE SERVICES DESCRIBED ON THIS SITE AT
ANY TIME. |
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| LIMITATION OF LIABILITY |
| FIRST STATE BANK OF ST. CHARLES, MISSOURI WILL NOT BE LIABLE
UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES OR INJURY ARISING FROM
YOUR USE OF THIS SITE. THIS LIMITATION ON LIABILITY INCLUDES,
BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH
MAY INFECT YOUR EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC
EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT
PROBLEMS (INCLUDING, BUT NOT LIMITED TO, ACCESSING YOUR INTERNET
SERVICE PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS,
STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. IN NO EVENT
SHALL FIRST STATE BANK OF ST. CHARLES, MISSOURI BE LIABLE FOR
ANY ACTUAL, DIRECT, SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE,
OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING,
BUT NOT LIMITED TO, LOSS OF USE, DATA, OR PROFITS, ARISING OUT
OF OR RELATING TO THE USE OF THIS SITE OR THE COPYING OR DISPLAY
OF INFORMATION ACCESSED THROUGH THIS SITE, WHETHER OR NOT FIRST
STATE BANK OF ST. CHARLES, MISSOURI WAS ADVISED OF OR AWARE OF
THE POSSIBILITY OF SUCH DAMAGES. THIS DISCLAIMER OF LIABILITY
IS EFFECTIVE WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING
BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY
OR ANY OTHER THEORY. WITHOUT LIMITING THE FOREGOING, FIRST STATE
BANK OF ST. CHARLES, MISSOURI SHALL NOT BE LIABLE FOR ANY LOSSES
OR DAMAGES INCURRED AS A RESULT OF ANY INFORMATION SUBMITTED
TO IT THROUGH THIS SITE OR ANY PAGE HEREOF OR FOR ITS TRANSMISSION
OF INFORMATION TO ANY PERSON(S) OR ENTITY(IES) AS A RESULT OF
A REQUEST FOR SUCH TRANSMISSION REASONABLY BELIEVED BY FIRST
STATE BANK OF ST. CHARLES, MISSOURI TO HAVE BEEN MADE BY SUCH
PERSON OR ENTITY. IF YOU ARE DISSATISFIED WITH ANY PORTION OF
THIS SITE, OR WITH THESE LEGAL TERMS AND CONDITIONS, YOUR SOLE
AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS SITE. |
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| INDEMNITY |
| YOU AGREE TO INDEMNITY, DEFEND, AND HOLD HARMLESS
FIRST STATE BANK OF ST. CHARLES, MISSOURI, ITS PARENT, SUBSIDIARIES,
AFFILIATES AND THEIR RESPECTIVE EMPLOYEES, DIRECTORS, OFFICERS,
AND AGENTS OF EACH, AGAINST ANY AND ALL CLAIMS, DEMANDS, DAMAGES,
COSTS OR EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES) THAT
ARISE DIRECTLY OR INDIRECTLY FROM YOUR BREACH OF THESE LEGAL
TERMS AND CONDITIONS OR ARISING FROM YOUR USE OR CONDUCT ON THIS
SITE. |
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| LINKS TO THIRD PARTY SITES |
| This Site may contain links to internet sites controlled or
offered by third parties who are not affiliated with First State
Bank of St. Charles, Missouri. Your use of the hyperlinks on
this Site to other internet sites is at your own risk and First
State Bank of St. Charles, Missouri is not responsible for the
accuracy or reliability of any information, data, opinions, advice
or statements made on such linked sites. First State Bank of
St. Charles, Missouri makes no representations whatsoever concerning
the content of those sites. First State Bank of St. Charles,
Missouri hereby disclaims liability for any information, materials,
products or services posted or offered at any of the third party
sites linked to this web site. A link to a site is NOT an endorsement,
authorization, sponsorship, or affiliation by or with First State
Bank of St. Charles, Missouri with respect to such site, its
owners, or its providers; these links are provided only as a
convenience to you. First State Bank of St. Charles, Missouri
has not tested any information, software, products or services
found on these sites and therefore cannot make any representations
whatsoever with respect thereto. There are risks in using any
information, software, products or services found on the Internet;
and you should be sure that you completely understand these risks
before retrieving, using, relying upon, or purchasing anything
via the Internet. You should be aware that linked sites may contain
rules and regulations, privacy provisions, confidentiality provisions,
transmission of personal data provisions, and other provisions
that differ from the provisions provided on this Site. First
State Bank of St. Charles, Missouri is not responsible for such
provisions, and expressly disclaims any and all liability related
to such provisions. FIRST STATE BANK OF ST. CHARLES, MISSOURI
DOES NOT PROVIDE, ENDORSE OR GUARANTEE ANY OF THE INFORMATION,
RECOMMENDATIONS, PRODUCTS OR SERVICES OF ANY THIRD PARTIES OR
THIRD PARTY SITES, NOR DOES FIRST STATE BANK OF ST. CHARLES,
MISSOURI ACCEPT ANY LIABILITY IN CONNECTION WITH THE SECURITY
MEASURES EMPLOYED BY SUCH THIRD PARTIES OR THIRD PARTY SITES. |
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| JURISDICTION |
| These Terms and Conditions will be governed by
and be interpreted pursuant to the laws of the State of Missouri,
notwithstanding any principles of conflicts of law, and any applicable
Federal laws or regulations. You agree that the courts located
in St. Charles County, Missouri, shall have exclusive jurisdiction
over any cause of action arising out of or related to the content
or use of this Site. |
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| ENTIRE AGREEMENT |
| If any part of these Terms and Conditions is unlawful, void,
or unenforceable, that part will be deemed severable and will
not affect the validity and enforceability of any remaining provisions.
First State Bank of St. Charles, Missouri reserves the right
to seek all remedies available at law and in equity for violations
of these Terms and Conditions, including the right to block access
from a particular Internet address to the Site. |
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| PRIVACY INFORMATION |
| At First State Bank of St. Charles, Missouri,
maintaining the privacy of the nonpublic personal information
of our consumer customers is our top priority. First State Bank
of St. Charles, Missouri's Privacy Policy may be viewed at [http://www.fsbfinancial.com/
privacyPolicy.asp]. These Terms and Conditions supplement those
of the Privacy Policy. You should be aware that linked sites
may contain confidentiality provisions that differ from the provisions
provided herein. First State Bank of St. Charles, Missouri is
not responsible for such provisions, and expressly disclaims
any and all liability related to such provisions. |
| First State Bank of St. Charles, Missouri uses encryption technology
to protect the privacy of personal information supplied to us
or accessed through our Web banking service. To provide you with
better service, First State Bank of St. Charles, Missouri may
also use "cookies". A cookie is a small bit of information given
to your browser by a web site, which can later be retrieved.
A cookie is a way for a web site to recognize whether or not
you have visited the site before. The cookie cannot be read by
a web site other than the one that "set" the cookie. First State
Bank of St. Charles, Missouri may use cookies for administrative
purposes, such as where we store a password, or where you are
able to customize the information you see. Recording cookies
at such points is intended to make your online experience easier
and faster. First State Bank of St. Charles, Missouri's cookies
do not read your hard drive or contain any information that you
have not already provided, and will not contain any information
that will enable anyone to contact you via telephone or email.
Most web browsers may be set to inform you when cookies are set
or to prevent them from being recorded on your hard drive. |
| The content of your email, your email address and First State
Bank of St. Charles, Missouri's response, if any, is preserved
so that we can better serve you. Depending on the content of
your email, First State Bank of St. Charles, Missouri may be
required by existing laws and regulations to keep this information.
If you send email to us, please remember that email is not secure
against interception. Please do not use email to send us communications
which contain confidential information such as account numbers,
social security numbers, PIN's, and passwords. If your communications
contain information that is sensitive, you may want to send this
information via postal mail, or contact us by telephone. |
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| LOCATION OF PRODUCTS AND SERVICES |
| First State Bank of St. Charles, Missouri's products and services
are offered only in jurisdictions where they may be lawfully
offered for sale and are subject to the terms of the applicable
agreement. This Site is not intended for distribution to, or
use by, any person or entity in any jurisdiction or county where
such distribution or use would be contrary to local law or regulation.
NOT ALL PRODUCTS OR SERVICES MENTIONED ON THIS WORLD WIDE WEB
INTERNET SITE ARE AVAILABLE IN ALL JURISDICTIONS. |
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| ADDITIONAL TERMS |
| Certain sections or pages on this Site may contain separate
terms and conditions, which are in addition to these terms and
conditions. In the event of a conflict, the additional terms
and conditions will govern those sections or pages. |
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| COPYRIGHT |
| COPYRIGHT FIRST STATE BANK OF ST. CHARLES, MISSOURI © 2003.
ALL RIGHTS RESERVED. |
| Copyright in the pages, in the screens displaying the pages,
in the information and material therein and in their arrangement
is owned by First State Bank of St. Charles, Missouri, unless
otherwise indicated. |
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