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First State Bank Announces Luanne Cundiff as Newest Board Member


First State Bank is proud to announce Executive Vice President Luanne Cundiff’s appointment to both the holding company and bank boards.
Cundiff brings 22 years of experience in the banking industry and has been with First State Bank for 18 years.

“Luanne brings a wealth of knowledge, experience and key contacts to our bank board,” says President and CEO, David Strautz.

Cundiff currently serves as the Board Chair of the St. Charles County Workforce Investment Board, and as Treasurer of the Barnes-Jewish St. Peters Progress West Foundation Board and the Community and Children’s Resource Board of St. Charles County. She also serves on the Missouri Bankers Association’s Legislative Committee.

First State Bank, a full-service, independent community bank, has served Missouri residents for 146 years, making it one of the oldest independent community banks west of the Mississippi.

First State Bank Recognized by St. Louis Business Journal for 2012 Success

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Top Five Holiday Tips

The holiday season is upon us! As much as we love the holidays, it is probably one of the most stressful times of the year. “Holiday Stress Index” conducted by Harris Interactive reported that 90% of respondents say they experience stress during the holiday season.  First State Bank would like to extend a helping hand.  Below are some of our favorite tips to help you navigate the holiday season.

1)      Make homemade gifts

You don’t have to be Martha Stewart to create a personal gift for a family member or friend on your list.  Click on the link below for great directions on how to make some of these fun, thoughtful gifts.

2)      Decide ahead of time how much you plan to spend on whom.

Write out a spending plan and budget before you start shopping. Having a set plan makes hectic Christmas shopping much simpler, and it also helps to keep you from overspending.

3)      Shop online

It’s never too late to find good deals online. Most websites will allow you to purchase a gift just days before Christmas and still have them shipped on time.  Many websites clearly list the dates you need to submit an order by to receive them before Christmas.

4)      Buy used when possible

This works well for small kids that don’t mind (or notice!) if their toy is new or used. Things like basketball hoops, bikes, books and movies can all be purchased used. This idea can also be helpful when buying electronics, decorations, and household items for adults on your Christmas list. Websites like EBay and Craigslist offer gently used items for sale.  

5)      Start a New Tradition

Create a tradition that eliminates the need to buy multiple gifts for each person on your list.  Draw names, organize a Secret Santa gift exchange, or play Rob Your Neighbor or White Elephant.  This works well for friends, co-workers, and your book club, but could also be used with your extended or immediate family, if everyone is on board.

For more ideas on how to save click on the link below.

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Equal Opportunity Lender

To report a lost or stolen Debit or ATM card during normal banking hours, please call 636-940-5555. If it is after hours, call 800-554-8969 and then call the bank on the following business day to order a replacement card.

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