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First State Bank Announces Several Promotions

First State Bank is proud to announce the promotion of the following executives:

Patti Silvey - Vice President, Retail Banking/Branch Manager
Silvey has 34 years of banking experience. She has been a member of the Cottleville/Weldon Springs Rotary since 2001 and has served as club President and Chairman of the Charitable Fund. She has also been an SCC Foundation board member since 2001. “I am pleased to announce that Patti Silvey has been promoted to Vice President – Retail Services. Patti has done an incredible job serving our client base, streamlining products and procedures, and managing a large number of employees” said the bank’s executive vice president, Luanne Cundiff. Silvey currently resides in Lincoln County, Mo, with her husband.

Renee Vogelgesang - Assistant Vice President, Business Development
Vogelgesang brings over 14 years of experience in the banking industry. At First State Bank, she handles the needs of current business customers and is tasked with finding new growth opportunities in the community. Vogelgesang is Treasurer of the Harvester Kiwanis Club and a member of the Medical Group Management Association, National Association of Government Guaranteed Lenders (NAGGL) and the Risk Manager’s Association, a non-profit organization that advances the use of sound risk principles in the financial industry. She is a resident of Lincoln County, Mo.

Matthew McBride - Assistant Vice President, Mortgage Loan Servicing Manager
McBride has worked in multiple areas of the mortgage servicing business; in his current position, he manages and reviews loan servicing, ensuring customer satisfaction and working with customers once they close their loans. He currently resides in St. Peters, Mo

Shaun Overton - Mortgage Information Systems Officer
Overton has been in the banking industry for ten years. At First State Bank, his major duties include providing technical support and data analysis to the mortgage division and continuing the recent endeavor to transition the mortgage division to a more efficient and green environment which has saved over 1 million sheets of paper in the last 6 months. Overton resides in O’Fallon, Mo, with his wife and daughter.

First State Bank Named a Finalist for The Ellie Mae Hall of Fame

Recognition Reflects Company’s Innovative and Creative Use of Technology

St. Louis, MO - October 8, 2013 - First State Bank Mortgage, the mortgage division of First State Bank of St. Charles, announced today that it was named a finalist for the Ellie Mae Hall of Fame. The winners will be named at a ceremony that will take place on October 15, 2013 at the 2013 Ellie Mae Encompass® Experience at the Wynn Hotel in Las Vegas, Nev. and will include a presentation by legendary basketball coach Bob Knight.

First State Bank Mortgage is among 22 Ellie Mae clients to be recognized as a finalist for the Ellie Mae Hall of Fame, which honors some of the best companies in the mortgage industry whose innovative and creative use of Ellie Mae technology has helped distinguish them in a competitive and challenging marketplace. “We’re honored to be among the top 20 finalists in the United States, especially among such distinguished companies,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “Our staff finds that using the Ellie Mae software allows us to quickly and efficiently process mortgage paperwork, so that we can focus our time and energies on offering our customers excellent, professional service during their home loan process.”

“This year, we had a particularly outstanding group of finalists for the Ellie Mae Hall of Fame,” said Jonathan Corr, president and chief operating officer of Ellie Mae. “But First State Bank Mortgage stood out, not only for their innovative use of technology, but also for the superior customer experience that they have created using Ellie Mae's Encompass360 mortgage management solution.”

First State Bank Mortgage offers a variety of home loan products for residences, second homes and condominiums, including several distinctive programs for first-time homebuyers. First State Bank Mortgage is a division of First State Bank of St. Charles, a full-service, independent community bank, and one of the oldest community banks west of the Mississippi. For more information, or to see loan products or begin an online loan application, click here.

First State Bank Mortgage Featured in Kansas City News Interview

Click the link below to watch a KMBC News interview with Terry O’Neill, Senior Residential Mortgage Lender from our lending office in Overland Park, discuss the effects of the government shutdown on the mortgage industry. Many loans still processed

First State Bank Announces Luanne Cundiff as Newest Board Member


First State Bank is proud to announce Executive Vice President Luanne Cundiff’s appointment to both the holding company and bank boards.
Cundiff brings 22 years of experience in the banking industry and has been with First State Bank for 18 years.

“Luanne brings a wealth of knowledge, experience and key contacts to our bank board,” says President and CEO, David Strautz.

Cundiff currently serves as the Board Chair of the St. Charles County Workforce Investment Board, and as Treasurer of the Barnes-Jewish St. Peters Progress West Foundation Board and the Community and Children’s Resource Board of St. Charles County. She also serves on the Missouri Bankers Association’s Legislative Committee.

First State Bank, a full-service, independent community bank, has served Missouri residents for 146 years, making it one of the oldest independent community banks west of the Mississippi.

First State Bank Recognized by St. Louis Business Journal for 2012 Success

St. Louis Biz Talk: First State Bank Mortgage reports record year

Top Five Holiday Tips

The holiday season is upon us! As much as we love the holidays, it is probably one of the most stressful times of the year. “Holiday Stress Index” conducted by Harris Interactive reported that 90% of respondents say they experience stress during the holiday season.  First State Bank would like to extend a helping hand.  Below are some of our favorite tips to help you navigate the holiday season.

1)      Make homemade gifts

You don’t have to be Martha Stewart to create a personal gift for a family member or friend on your list.  Click on the link below for great directions on how to make some of these fun, thoughtful gifts.

2)      Decide ahead of time how much you plan to spend on whom.

Write out a spending plan and budget before you start shopping. Having a set plan makes hectic Christmas shopping much simpler, and it also helps to keep you from overspending.

3)      Shop online

It’s never too late to find good deals online. Most websites will allow you to purchase a gift just days before Christmas and still have them shipped on time.  Many websites clearly list the dates you need to submit an order by to receive them before Christmas.

4)      Buy used when possible

This works well for small kids that don’t mind (or notice!) if their toy is new or used. Things like basketball hoops, bikes, books and movies can all be purchased used. This idea can also be helpful when buying electronics, decorations, and household items for adults on your Christmas list. Websites like EBay and Craigslist offer gently used items for sale.  

5)      Start a New Tradition

Create a tradition that eliminates the need to buy multiple gifts for each person on your list.  Draw names, organize a Secret Santa gift exchange, or play Rob Your Neighbor or White Elephant.  This works well for friends, co-workers, and your book club, but could also be used with your extended or immediate family, if everyone is on board.

For more ideas on how to save click on the link below.

Community Bank Expands into West St. Louis County

First State Bank of St. Charles will open a new branch at 17050 Baxter Road in Chesterfield next Monday, December 10, marking the first time the 145-year-old bank will operate a full-service retail branch outside of St. Charles County.

The new bank branch will offer personal banking, mortgage loans, mobile banking, investment services and a full line of deposit accounts, loans and online cash management tools for businesses. First State Bank of St. Charles reported total assets of $262,971,000 as of September 2012.

Bank president and CEO David Strautz expects the Chesterfield location to be a good fit for the bank's services and continued growth. “As an independent bank with a strong community focus, we are especially pleased to move into Chesterfield with its strong residential and business community,” he said.

“We believe our bank’s conservative business model and rich history are a perfect complement to the current strength of the Chesterfield community and to those who live and work in this area.  When this location became available, our directors and management team felt it was the right time to expand our services into West St. Louis County.”

Strautz will have an office at the new location and will be joined by Mark Prainito, senior vice president, and Millie Cain, vice president of business development.

Several grand opening specials are in place for the month of December.  Lobby hours are 9 a.m. to 5 p.m. Monday through Friday and 9 a.m. to noon Saturday, with expanded hours for drive-up lanes.

First State Bank Honored With #1 Ratings In Several Categories By Local Voters

First State Bank is pleased to announce the results of the 2012 “Best of St. Charles County” poll, in which First State Bank took top honors in several categories: BEST LENDER, BEST MORTGAGE COMPANY, and BEST FINANCIAL PLANNERS.

This is the third year in a row that First State Bank has been voted “Best Lender” and “Best Mortgage Company,” and the second year to be voted “Best Financial Planners” by local voters in the poll.

The results of the Suburban Journals’ “Best of St. Charles County” readers’ poll are calculated from votes by local residents.  Votes are submitted through both an online and paper ballot each fall.

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