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Teach Children to Save Day

First State Bank was proud to participate in the National Teach Children to Save Day Program in partnership with the Federal Reserve. On April 15, 2011, First State Bank employees visited a local second-grade classroom to teach students about the importance of savings and financial responsibility.

First State Bank is proud to share in the mission of Teach Children to Save Day, which is “to raise awareness of the importance of saving, to educate students regarding savings and to help teachers recognize that personal finance content can be introduced in the elementary classroom. The partners in TCSD wish to educate all students ... with an emphasis on low-to-moderate income students."

The Teach Children to Save Day celebrated its 15th anniversary in 2011, and challenged banks to open 15,000 savings accounts for children in 2011. First State Bank recognizes the importance of saving early and was proud to help and support this initiative.

If you would like to know how you can help with this mission, visit to access fun savings games and tools for the child in your life.

First State Bank is Voted “Best Bank,” “Best Lender,” and “Best Mortgage Company” in 2010 Best of St. Charles County Poll

On October 31, 2010, the Suburban Journals announced that First State Bank of St. Charles won top honors in the following categories: Bank, Lender, and Mortgage Company, according to their annual “Best of St. Charles County” readers’ poll.

St. Charles County residents voted online or by mail for their local favorites in a variety of categories during the month of October.  The winners of the poll were announced in the St. Charles County Journal and on the Journal website.

“We feel honored to be voted the best bank and lender in St. Charles County by our customers and community, especially considering the prevalence of quality financial institutions in the area,” said Executive Vice President Luanne Cundiff.  “Our thanks go to our loyal customers, and to our exceptional staff who work hard to provide the best service possible.”

First State Bank is a full-service, independent community bank, which has served St. Charles County for over 143 years.  First State Bank offers a full line of deposit and loan products, as well as complete residential lending services through its mortgage division, First State Bank Mortgage.

Dan Brown Joins Board of Directors at First State Bank

First State Bank of St. Charles, MO, is pleased to announce the appointment of Dan L. Brown as the newest Director of the First State Bank of St. Charles Board of Directors.  Brown, general manager and CEO of Cuivre River Electric Cooperative, has been with the Cooperative since 1971 and has remained an active community leader in the St. Charles County area.

Brown was promoted to Lake Saint Louis Branch Manager in December 1982, and became General Manager / CEO in January 1991.

During Brown’s tenure, the Cooperative has grown from 8,000 members in 1971, to more than 59,000 members today. Under his leadership, the Cooperative has consistently received high marks for member satisfaction. Since becoming a Touchstone Energy® Cooperative in 2002, the cooperative has also received Annual Customer Satisfaction Index scores of 87-90, which rank among the highest in the industry.

Brown also championed the foundation of the Cuivre River Electric Community Trust, which has provided more than $3 million in grants to assist local communities and families through the Cooperative’s Operation Round Up program.

Brown is actively involved in the local community, presently serving as president of the national Touchstone Energy® Cooperative Board of Directors, and as a board member of the Association of Missouri Electric Cooperatives (AMEC), AMEC Legislative Committee, Central Electric Power Cooperative, Inc., Rural Electric Resource Council, and St. Charles Community College Foundation.

Brown is a Rotarian and a member of the Lake Saint Louis Ambassadors.

Brown graduated from Clopton High School in Clarksville, Missouri, and Moberly Junior College in Moberly, Missouri. He received his Bachelor of Science degree from the University of Missouri, Columbia.  Following college, he served in the U.S. Army, including a tour of duty in Vietnam.

He and his wife, Susan, have two children and three grandchildren. The family resides in St. Charles County.

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To report a lost or stolen Debit or ATM card during normal banking hours, please call 636-940-5555. If it is after hours, call 800-554-8969 and then call the bank on the following business day to order a replacement card.

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