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First State Bank Mortgage Voted "Affiliate of the Year" by Bagnell Dam Association of Realtors


LAKE OZARK, MISSOURI – December 16, 2014 – Local lender First State Bank Mortgage was named the “2014 Affiliate of the Year” by the Bagnell Dam Association of Realtors during their annual Installation Banquet last week. This distinction comes to First State Bank Mortgage for the second time in five years.

First State Bank Mortgage was selected as the Affiliate of the Year out of a pool of sixty affiliates who work with the Bagnell Dam Association of Realtors.

“We are very excited about receiving the Affiliate of the Year award presented to us by the Bagnell Dam Association of REALTORS,” said Michael Lasson, senior residential lender at First State Bank Mortgage. “This award is a great honor, and signifies to us that we are trusted and well-respected by our peers in this community.”

First State Bank Mortgage, a division of First State Bank of St. Charles, offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products. Interested homebuyers are encouraged to visit the First State Bank Mortgage office, located at 2265 Bagnell Dam Boulevard in the John Elliott Interiors Building across from J.B. Hooks, or call (573) 365-LOAN.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Named One of Healthiest Banks in America

First State Bank was one of only three St. Louis-area banks to rank among the 200 healthiest in the U.S., reported the St. Louis Business Journal. The findings were released in October by DepositAccounts, an organization which tracks over 5,000 banks and credit unions.

First State Bank landed on the pages of the 2014 edition of Top 200 Healthiest Banks in America, receiving an A+ ranking based on its deposit growth, capitalization, and Texas ratio, a measure of how much capital a bank has available compared with the total value of loans considered at risk. Any bank with a ratio of 100 percent or greater is considered at risk; First State Bank has a Texas Ratio of 5.40%, which is considered excellent.

First State Bank is headquartered in St. Charles and is the 84th largest bank in the state of Missouri. It was established in 1867 and has grown to over 150 employees at 10 locations.

First State Bank Employees Volunteer at Ronald McDonald House


October 28, 2014 – First State Bank employees recently donated their time by serving a hot dinner to guest families staying at the Ronald McDonald House in St. Louis.

First State Bank employees provided and served the dinner to families staying at the Park House Ronald McDonald House in early October. Employees Michael Lasson and Michelle Lasson drove all the way from their mortgage office at Lake of the Ozarks to join the other bank employees in serving dinner. “This cause is near and dear to our hearts,” said Michelle Lasson. The Lassons have volunteered at the bank-sponsored event for the past several years.

The Ronald McDonald House’s mission is “to provide a comfortable place to stay for families of seriously ill children receiving treatment at St. Louis area hospitals.” First State Bank has provided a meal to Ronald McDonald House families each year since 2011.

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