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C.O.P.S. Missouri Chapter Receives Donation from First State Bank Mortgage

LAKE OZARK, MISSOURI – April 14, 2015 – The Missouri chapter of C.O.P.S. (Concerns of Police Survivors) recently received a donation from local mortgage lender First State Bank Mortgage. A check for $750 was presented to C.O.P.S. representative Annette Jansen on April 9th by local mortgage professionals Michael and Michelle Lasson, Bob O'Steen and Tom Spradling. The donation amount represents the proceeds of a special promotion First State Bank Mortgage held in the month of February to raise support and funds for the C.O.P.S. organization.

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Pictured above, L-R: Tom Spradling, Bob O’Steen, Annette Jansen, Michael Lasson and Michelle Lasson.

“We are excited and proud to partner with C.O.P.S. on these two special programs, which will help support the families of local first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the surviving families and coworkers of those who have made the ultimate sacrifice for our safety.”

The national C.O.P.S. organization, located in Camdenton, Mo., provides resources to assist in the rebuilding of the lives of surviving families and affected co-workers of law enforcement officers who have died in the line of duty.

First State Bank Mortgage, a division of First State Bank of St. Charles, was recently named the Affiliate of the Year by the Bagnell Dam Association of Realtors, and is an Equal Housing Lender.

First State Bank Celebrates America Saves Week with Account Promotion, Bonus

SAINT CHARLES, MISSOURI – February 25, 2015 – First State Bank of St. Charles has pledged to celebrate America Saves Week by participating in the St. Louis Saves Challenge and providing an account bonus for customers who choose to begin a saving plan.

February 23 marked the kick-off of the national initiative America Saves Week, which involves local and national organizations coming together to promote long-term savings and financial education. “As a community bank, we feel it is important to contribute to this initiative,” said Luanne Cundiff, First State Bank president. “Beginning on Monday, we will be rolling out a new promotion aimed at offering bonuses for savings accounts opened at our branches to those who are motivated to begin a savings plan.”

Customers who open a new savings account may open the account for only $50. If the balance of the account is at least $100 after 90 days, First State Bank will deposit $25 into account.

In addition, First State Bank is offering helpful tips and articles about savings on their website and social media pages in an effort to increase customers’ knowledge about the importance of savings.

First State Bank of St. Charles was voted the #1 Lender and Financial Planner in St. Charles County in 2014.

*New customers are eligible and current customers who do not currently have a savings account with First State Bank may also receive the $25 bonus.

First State Bank Mortgage Pledges Donations to C.O.P.S.

LAKE OZARK, MISSOURI – February 2, 2015 – Local lender First State Bank Mortgage has pledged to donate $50 to Concerns of Police Survivors, Inc. (C.O.P.S.) for each loan application during the month of February that ultimately results in a closed loan.

In addition, First State Bank Mortgage is offering $250 off closing costs for any first responders who submit a loan application during the month of February which ends in a closed loan.

“We are excited and proud to partner with the Missouri chapter of C.O.P.S. on these two special programs, which will help support the families of local first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the surviving families and coworkers of those who have made the ultimate sacrifice for our safety.”

The national C.O.P.S. organization, located in Camdenton, Mo., provides resources to assist in the rebuilding of the lives of surviving families and affected co-workers of law enforcement officers who have died in the line of duty, and provides training to law enforcement agencies and the public on the need to further support law enforcement and its survivors.

Loan applicants are encouraged to submit an application online at mortgage.fsbfinancial.com or in person at 2265 Bagnell Dam Boulevard, or to call (573) 365-LOAN for more information.

These two programs apply to loans which are taken in the month of February and ultimately close, and which are originated in the Lake Ozark regional office.

First State Bank Mortgage, a division of First State Bank of St. Charles, was recently named the Affiliate of the Year by the Bagnell Dam Association of Realtors, and offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Mortgage Pledges Donations to St. Louis Area Backstoppers

ST. LOUIS, MISSOURI – January 30, 2015 – Local lender First State Bank Mortgage has pledged to donate $50 to The BackStoppers for each loan application taken during the month of February that ultimately results in a closed loan.

In addition, First State Bank Mortgage is offering $250 off closing costs for any first responders who submit a loan application during the month of February which ends in a closed loan.

“We are excited and proud to partner with The BackStoppers organization on these two special programs, which will help support the families of first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the families of those who have made the ultimate sacrifice for our safety.”

The BackStoppers provides immediate and ongoing support to the families of first responders who have given their lives in the line of duty. Within hours of the death of a police officer, firefighter, publicly-funded paramedic or EMT, the family receives immediate financial support and the assurance of further help.

Loan applicants are encouraged to submit an application online at mortgage.fsbfinancial.com or in person at any one of their St. Louis area mortgage offices, or to call (636) 940-LOAN for more information.

These two programs apply to loans which are taken in the month of February and ultimately close, and which are originated in First State Bank Mortgage’s St. Louis regional offices.

First State Bank Mortgage, a division of First State Bank of St. Charles, was voted the #1 Lender in St. Charles County for the sixth consecutive year in 2014, and offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Mortgage Voted "Affiliate of the Year" by Bagnell Dam Association of Realtors

 

LAKE OZARK, MISSOURI – December 16, 2014 – Local lender First State Bank Mortgage was named the “2014 Affiliate of the Year” by the Bagnell Dam Association of Realtors during their annual Installation Banquet last week. This distinction comes to First State Bank Mortgage for the second time in five years.

First State Bank Mortgage was selected as the Affiliate of the Year out of a pool of sixty affiliates who work with the Bagnell Dam Association of Realtors.

“We are very excited about receiving the Affiliate of the Year award presented to us by the Bagnell Dam Association of REALTORS,” said Michael Lasson, senior residential lender at First State Bank Mortgage. “This award is a great honor, and signifies to us that we are trusted and well-respected by our peers in this community.”

First State Bank Mortgage, a division of First State Bank of St. Charles, offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products. Interested homebuyers are encouraged to visit the First State Bank Mortgage office, located at 2265 Bagnell Dam Boulevard in the John Elliott Interiors Building across from J.B. Hooks, or call (573) 365-LOAN.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Named One of Healthiest Banks in America

First State Bank was one of only three St. Louis-area banks to rank among the 200 healthiest in the U.S., reported the St. Louis Business Journal. The findings were released in October by DepositAccounts, an organization which tracks over 5,000 banks and credit unions.

First State Bank landed on the pages of the 2014 edition of Top 200 Healthiest Banks in America, receiving an A+ ranking based on its deposit growth, capitalization, and Texas ratio, a measure of how much capital a bank has available compared with the total value of loans considered at risk. Any bank with a ratio of 100 percent or greater is considered at risk; First State Bank has a Texas Ratio of 5.40%, which is considered excellent.

First State Bank is headquartered in St. Charles and is the 84th largest bank in the state of Missouri. It was established in 1867 and has grown to over 150 employees at 10 locations.

First State Bank Employees Volunteer at Ronald McDonald House

 

October 28, 2014 – First State Bank employees recently donated their time by serving a hot dinner to guest families staying at the Ronald McDonald House in St. Louis.

First State Bank employees provided and served the dinner to families staying at the Park House Ronald McDonald House in early October. Employees Michael Lasson and Michelle Lasson drove all the way from their mortgage office at Lake of the Ozarks to join the other bank employees in serving dinner. “This cause is near and dear to our hearts,” said Michelle Lasson. The Lassons have volunteered at the bank-sponsored event for the past several years.

The Ronald McDonald House’s mission is “to provide a comfortable place to stay for families of seriously ill children receiving treatment at St. Louis area hospitals.” First State Bank has provided a meal to Ronald McDonald House families each year since 2011.

Five Selected as 2014 Five-Star Mortgage Professionals From First State Bank Mortgage

St. Louis, MO – May 6, 2014 – First State Bank Mortgage is pleased to announce that five First State Bank employees were chosen for the Five Star Mortgage Professional award in 2014. First State Bank mortgage lenders Beau House, Shad Lager, Mary London, Mark Markus, and Mindy Primm were featured in a special section of St. Louis Magazine’s April issue.

Five Star Professional partners with St. Louis Magazine to recognize a select group of Missouri mortgage professionals who provide quality services to their clients. Mortgage professionals are evaluated based on a survey to recent homebuyers with significant focus on customer feedback and overall satisfaction. On average, less than 7% of the mortgage professionals in a market are included on the published list.

“Five Star Professional's research is extensive, with more than 10 million consumers, peers and other stakeholders contacted each year. We are relentless in our efforts to identify those professionals with the utmost standard of excellence,” said Jonathan Wesser, research director at Five Star Professional.

First State Bank Mortgage is a division of First State Bank of St. Charles, a full-service, independent community bank, and one of the oldest community banks west of the Mississippi.

For more information about Five Star Professional or the 2014 Five Star Mortgage Professionals, visit www.fivestarprofessional.com.

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