Find us on Facebook.   LinkedIn   YouTube
side top corners

Locations & ATMS

Call anytime to speak with us!

636-940-5555

Find a No-Fee ATM Near You!

SEARCH NOW!

Or download the ATM Locator App:
App for iPhoneApp for Android

side bottom corners
bank-notes

Table of Contents

First State Bank Announces New Director

First State Bank of St. Charles is proud to announce its newest director, Raymond H. Bayer, Jr. Mr. Bayer has over 30 years of experience in the education finance business and is the CEO of the Missouri Higher Education Loan Authority (MOHELA).

MOHELA's office is located in Chesterfield and is considered one of the top student loan servicing organizations in the country.

"Raymond Bayer's vast loan and regulatory knowledge will be a great addition to our Board," said Luanne Cundiff, president of First State Bank. "We are very excited to have him as part of our team."

Mr. Bayer earned a Bachelor of Business Administration from the University of Missouri – St. Louis, and both an MBA and Masters in Finance from Webster University. Mr. Bayer resides in St. Louis with his wife Christie and has two children in college. Mr. Bayer also holds a Real Estate Broker's license and is the owner of Bayer Real Estate, LLC.

First State Bank, a full-service, independent community bank, has served Missouri residents for 148 years, making it one of the oldest independent community banks west of the Mississippi.

First State Bank has been repeatedly voted the #1 local bank, lender and financial advisor in St.Charles County by residents. For more information, visit www.fsbfinancial.com.


For more information, CONTACT:
Trish Lovan | Marketing Officer | First State Bank
This email address is being protected from spambots. You need JavaScript enabled to view it. | 636-940-5518 | www.fsbfinancial.com/news

The BackStoppers Receives Donation from First State Bank Mortgage

ST. LOUIS, MISSOURI – April 22, 2015 – Local mortgage lender First State Bank Mortgage has made a $5,100 donation to The BackStoppers. The donation amount represents the proceeds of a special promotion First State Bank Mortgage held in the month of February to raise support and funds for The BackStoppers. A check was presented to Chief Ron Battelle, executive director of The BackStoppers, on April 14 by bank president Luanne Cundiff and senior vice president Daniel Simpson.

backstoppers
Pictured above (L-R): Chief Ron Battelle, Executive Director, The BackStoppers; Luanne Cundiff, President, First State Bank; Daniel Simpson, SVP, Director of Mortgage, First State Bank Mortgage; Trish Lovan, Marketing Officer, First State Bank.

The BackStoppers provides immediate and ongoing support to the families of first responders who have given their lives in the line of duty. Within hours of the death of a police officer, firefighter, publicly-funded paramedic or EMT, the family receives immediate financial support and the assurance of further help.

First State Bank Mortgage, a division of First State Bank of St. Charles, was voted the #1 Lender in St. Charles County for the sixth consecutive year in 2014, and is an Equal Housing Lender.

C.O.P.S. Missouri Chapter Receives Donation from First State Bank Mortgage

LAKE OZARK, MISSOURI – April 14, 2015 – The Missouri chapter of C.O.P.S. (Concerns of Police Survivors) recently received a donation from local mortgage lender First State Bank Mortgage. A check for $750 was presented to C.O.P.S. representative Annette Jansen on April 9th by local mortgage professionals Michael and Michelle Lasson, Bob O'Steen and Tom Spradling. The donation amount represents the proceeds of a special promotion First State Bank Mortgage held in the month of February to raise support and funds for the C.O.P.S. organization.

 cops
Pictured above, L-R: Tom Spradling, Bob O’Steen, Annette Jansen, Michael Lasson and Michelle Lasson.

“We are excited and proud to partner with C.O.P.S. on these two special programs, which will help support the families of local first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the surviving families and coworkers of those who have made the ultimate sacrifice for our safety.”

The national C.O.P.S. organization, located in Camdenton, Mo., provides resources to assist in the rebuilding of the lives of surviving families and affected co-workers of law enforcement officers who have died in the line of duty.

First State Bank Mortgage, a division of First State Bank of St. Charles, was recently named the Affiliate of the Year by the Bagnell Dam Association of Realtors, and is an Equal Housing Lender.

First State Bank Celebrates America Saves Week with Account Promotion, Bonus

SAINT CHARLES, MISSOURI – February 25, 2015 – First State Bank of St. Charles has pledged to celebrate America Saves Week by participating in the St. Louis Saves Challenge and providing an account bonus for customers who choose to begin a saving plan.

February 23 marked the kick-off of the national initiative America Saves Week, which involves local and national organizations coming together to promote long-term savings and financial education. “As a community bank, we feel it is important to contribute to this initiative,” said Luanne Cundiff, First State Bank president. “Beginning on Monday, we will be rolling out a new promotion aimed at offering bonuses for savings accounts opened at our branches to those who are motivated to begin a savings plan.”

Customers who open a new savings account may open the account for only $50. If the balance of the account is at least $100 after 90 days, First State Bank will deposit $25 into account.

In addition, First State Bank is offering helpful tips and articles about savings on their website and social media pages in an effort to increase customers’ knowledge about the importance of savings.

First State Bank of St. Charles was voted the #1 Lender and Financial Planner in St. Charles County in 2014.

*New customers are eligible and current customers who do not currently have a savings account with First State Bank may also receive the $25 bonus.

First State Bank Mortgage Pledges Donations to C.O.P.S.

LAKE OZARK, MISSOURI – February 2, 2015 – Local lender First State Bank Mortgage has pledged to donate $50 to Concerns of Police Survivors, Inc. (C.O.P.S.) for each loan application during the month of February that ultimately results in a closed loan.

In addition, First State Bank Mortgage is offering $250 off closing costs for any first responders who submit a loan application during the month of February which ends in a closed loan.

“We are excited and proud to partner with the Missouri chapter of C.O.P.S. on these two special programs, which will help support the families of local first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the surviving families and coworkers of those who have made the ultimate sacrifice for our safety.”

The national C.O.P.S. organization, located in Camdenton, Mo., provides resources to assist in the rebuilding of the lives of surviving families and affected co-workers of law enforcement officers who have died in the line of duty, and provides training to law enforcement agencies and the public on the need to further support law enforcement and its survivors.

Loan applicants are encouraged to submit an application online at mortgage.fsbfinancial.com or in person at 2265 Bagnell Dam Boulevard, or to call (573) 365-LOAN for more information.

These two programs apply to loans which are taken in the month of February and ultimately close, and which are originated in the Lake Ozark regional office.

First State Bank Mortgage, a division of First State Bank of St. Charles, was recently named the Affiliate of the Year by the Bagnell Dam Association of Realtors, and offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Mortgage Pledges Donations to St. Louis Area Backstoppers

ST. LOUIS, MISSOURI – January 30, 2015 – Local lender First State Bank Mortgage has pledged to donate $50 to The BackStoppers for each loan application taken during the month of February that ultimately results in a closed loan.

In addition, First State Bank Mortgage is offering $250 off closing costs for any first responders who submit a loan application during the month of February which ends in a closed loan.

“We are excited and proud to partner with The BackStoppers organization on these two special programs, which will help support the families of first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the families of those who have made the ultimate sacrifice for our safety.”

The BackStoppers provides immediate and ongoing support to the families of first responders who have given their lives in the line of duty. Within hours of the death of a police officer, firefighter, publicly-funded paramedic or EMT, the family receives immediate financial support and the assurance of further help.

Loan applicants are encouraged to submit an application online at mortgage.fsbfinancial.com or in person at any one of their St. Louis area mortgage offices, or to call (636) 940-LOAN for more information.

These two programs apply to loans which are taken in the month of February and ultimately close, and which are originated in First State Bank Mortgage’s St. Louis regional offices.

First State Bank Mortgage, a division of First State Bank of St. Charles, was voted the #1 Lender in St. Charles County for the sixth consecutive year in 2014, and offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Mortgage Voted "Affiliate of the Year" by Bagnell Dam Association of Realtors

 

LAKE OZARK, MISSOURI – December 16, 2014 – Local lender First State Bank Mortgage was named the “2014 Affiliate of the Year” by the Bagnell Dam Association of Realtors during their annual Installation Banquet last week. This distinction comes to First State Bank Mortgage for the second time in five years.

First State Bank Mortgage was selected as the Affiliate of the Year out of a pool of sixty affiliates who work with the Bagnell Dam Association of Realtors.

“We are very excited about receiving the Affiliate of the Year award presented to us by the Bagnell Dam Association of REALTORS,” said Michael Lasson, senior residential lender at First State Bank Mortgage. “This award is a great honor, and signifies to us that we are trusted and well-respected by our peers in this community.”

First State Bank Mortgage, a division of First State Bank of St. Charles, offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products. Interested homebuyers are encouraged to visit the First State Bank Mortgage office, located at 2265 Bagnell Dam Boulevard in the John Elliott Interiors Building across from J.B. Hooks, or call (573) 365-LOAN.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Named One of Healthiest Banks in America

First State Bank was one of only three St. Louis-area banks to rank among the 200 healthiest in the U.S., reported the St. Louis Business Journal. The findings were released in October by DepositAccounts, an organization which tracks over 5,000 banks and credit unions.

First State Bank landed on the pages of the 2014 edition of Top 200 Healthiest Banks in America, receiving an A+ ranking based on its deposit growth, capitalization, and Texas ratio, a measure of how much capital a bank has available compared with the total value of loans considered at risk. Any bank with a ratio of 100 percent or greater is considered at risk; First State Bank has a Texas Ratio of 5.40%, which is considered excellent.

First State Bank is headquartered in St. Charles and is the 84th largest bank in the state of Missouri. It was established in 1867 and has grown to over 150 employees at 10 locations.

bottom corners
linan-thumbdouglass-thumb

Click to hear what our customers are saying about us
BANK PERSONALLY

636-940-5555
fdic

Member FDIC
Equal Opportunity Lender

To report a lost or stolen Debit or ATM card during normal banking hours, please call 636-940-5555. If it is after hours, call 800-554-8969 and then call the bank on the following business day to order a replacement card.

NOTICE: First State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. You should be advised that the First State Bank privacy policies do not apply to the linked websites and that a viewer should consult the privacy disclosure on the site for further information.