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First State Bank Named One of Healthiest Banks in America

First State Bank was one of only three St. Louis-area banks to rank among the 200 healthiest in the U.S., reported the St. Louis Business Journal. The findings were released in October by DepositAccounts, an organization which tracks over 5,000 banks and credit unions.

First State Bank landed on the pages of the 2014 edition of Top 200 Healthiest Banks in America, receiving an A+ ranking based on its deposit growth, capitalization, and Texas ratio, a measure of how much capital a bank has available compared with the total value of loans considered at risk. Any bank with a ratio of 100 percent or greater is considered at risk; First State Bank has a Texas Ratio of 5.40%, which is considered excellent.

First State Bank is headquartered in St. Charles and is the 84th largest bank in the state of Missouri. It was established in 1867 and has grown to over 150 employees at 10 locations.

First State Bank Employees Volunteer at Ronald McDonald House


October 28, 2014 – First State Bank employees recently donated their time by serving a hot dinner to guest families staying at the Ronald McDonald House in St. Louis.

First State Bank employees provided and served the dinner to families staying at the Park House Ronald McDonald House in early October. Employees Michael Lasson and Michelle Lasson drove all the way from their mortgage office at Lake of the Ozarks to join the other bank employees in serving dinner. “This cause is near and dear to our hearts,” said Michelle Lasson. The Lassons have volunteered at the bank-sponsored event for the past several years.

The Ronald McDonald House’s mission is “to provide a comfortable place to stay for families of seriously ill children receiving treatment at St. Louis area hospitals.” First State Bank has provided a meal to Ronald McDonald House families each year since 2011.

Five Selected as 2014 Five-Star Mortgage Professionals From First State Bank Mortgage

St. Louis, MO – May 6, 2014 – First State Bank Mortgage is pleased to announce that five First State Bank employees were chosen for the Five Star Mortgage Professional award in 2014. First State Bank mortgage lenders Beau House, Shad Lager, Mary London, Mark Markus, and Mindy Primm were featured in a special section of St. Louis Magazine’s April issue.

Five Star Professional partners with St. Louis Magazine to recognize a select group of Missouri mortgage professionals who provide quality services to their clients. Mortgage professionals are evaluated based on a survey to recent homebuyers with significant focus on customer feedback and overall satisfaction. On average, less than 7% of the mortgage professionals in a market are included on the published list.

“Five Star Professional's research is extensive, with more than 10 million consumers, peers and other stakeholders contacted each year. We are relentless in our efforts to identify those professionals with the utmost standard of excellence,” said Jonathan Wesser, research director at Five Star Professional.

First State Bank Mortgage is a division of First State Bank of St. Charles, a full-service, independent community bank, and one of the oldest community banks west of the Mississippi.

For more information about Five Star Professional or the 2014 Five Star Mortgage Professionals, visit

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