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First State Bank voted #1 in Several Categories in Local Poll

Recognition Reflects Company’s Local Roots and Community Focus

St. Louis, MO – December 2, 2013 – First State Bank, an independent community bank headquartered in St. Charles, Mo., announced today that it was voted the #1 bank, lender, and financial planner in the “Best of St. Charles County” 2013 poll. This marks First State Bank’s fifth consecutive #1 Lender title, and the third time the bank has been voted #1 Bank and #1 Financial Planner in the past decade.

The results of the “Best of St. Charles County” Readers Poll are calculated from votes submitted by local residents via online or paper ballot. The contest is organized by and the Suburban Journals.

“We’re honored to be voted #1 in St. Charles County, especially among such distinguished local banks, home loan providers and investment advisors,” said Trish Lovan, marketing officer at First State Bank. “Winning in these categories year after year speaks volumes of the level of service our employees are able to consistently deliver to our satisfied customers, and the loyalty our customers have for our bank.”

This year, First State Bank celebrates 146 years in St. Charles County.

First State Bank is one of the oldest community banks west of the Mississippi. Its in-house mortgage and investment teams offer a variety of products and distinctive programs.

First State Bank Inducted Into Ellie Mae Hall of Fame for Exceptional Loan Quality

St. Louis, MO – October 22, 2013 – First State Bank Mortgage, the mortgage division of First State Bank of St. Charles, announced its induction into the Ellie Mae Hall of Fame for Exceptional Achievement in Loan Quality.

The Ellie Mae Hall of Fame honors some of the best companies in the mortgage industry whose innovative and creative use of Ellie Mae technology has helped distinguish them in a competitive and challenging marketplace. Ellie Mae, a provider of automated solutions for the mortgage industry, is used to originate more than 20% of all U.S. mortgages.

“Our Hall of Fame inductees are some of the most technologically and business savvy mortgage companies in the country,” said Jonathan Corr, president and chief operating officer of Ellie Mae. “This year, we had a particularly outstanding group of finalists. But First State Bank Mortgage stood out, not only for their innovative use of technology, but also for the superior customer experience that they have created using Ellie Mae’s Encompass360 mortgage management solution.”

First State Bank Mortgage was specifically recognized for leveraging the Ellie Mae Total Quality Loan program to drive higher levels of quality throughout the origination process.

The winning companies were inducted into the Ellie Mae Hall of Fame by legendary hall of fame basketball coach Bob Knight on Oct. 15, 2013 at the 2013 Ellie Mae Encompass® Experience at the Wynn Las Vegas.

“We’re honored to be inducted into the Ellie Mae Hall of Fame, especially among such distinguished companies,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “We strive to always meet our customers’ highest expectations for loan quality and a superior customer experience, so to receive this national distinction for Exceptional Achievement in Loan Quality is an honor indeed.”

First State Bank Mortgage offers a variety of home loan products, including a distinctive Rehab Loan program and several first-time homebuyer programs. First State Bank was recently voted the Best Loan Company in St. Charles County for the fifth year in a row, as named in the “Best of St. Charles County” online poll powered by and the Suburban Journals.

First State Bank Mortgage is a division of First State Bank of St. Charles, a full-service, independent community bank, and one of the oldest community banks west of the Mississippi.

First State Bank Announces Several Promotions

First State Bank is proud to announce the promotion of the following executives:

Patti Silvey - Vice President, Retail Banking/Branch Manager
Silvey has 34 years of banking experience. She has been a member of the Cottleville/Weldon Springs Rotary since 2001 and has served as club President and Chairman of the Charitable Fund. She has also been an SCC Foundation board member since 2001. “I am pleased to announce that Patti Silvey has been promoted to Vice President – Retail Services. Patti has done an incredible job serving our client base, streamlining products and procedures, and managing a large number of employees” said the bank’s executive vice president, Luanne Cundiff. Silvey currently resides in Lincoln County, Mo, with her husband.

Renee Vogelgesang - Assistant Vice President, Business Development
Vogelgesang brings over 14 years of experience in the banking industry. At First State Bank, she handles the needs of current business customers and is tasked with finding new growth opportunities in the community. Vogelgesang is Treasurer of the Harvester Kiwanis Club and a member of the Medical Group Management Association, National Association of Government Guaranteed Lenders (NAGGL) and the Risk Manager’s Association, a non-profit organization that advances the use of sound risk principles in the financial industry. She is a resident of Lincoln County, Mo.

Matthew McBride - Assistant Vice President, Mortgage Loan Servicing Manager
McBride has worked in multiple areas of the mortgage servicing business; in his current position, he manages and reviews loan servicing, ensuring customer satisfaction and working with customers once they close their loans. He currently resides in St. Peters, Mo

Shaun Overton - Mortgage Information Systems Officer
Overton has been in the banking industry for ten years. At First State Bank, his major duties include providing technical support and data analysis to the mortgage division and continuing the recent endeavor to transition the mortgage division to a more efficient and green environment which has saved over 1 million sheets of paper in the last 6 months. Overton resides in O’Fallon, Mo, with his wife and daughter.

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