You could win $10,000 just by paying your bills online.*

Now you can save time and win big with First State Bank of St. Charles's Online Bill Pay. It's the easier, faster and safer way to pay all your bills securely from one website, giving you greater control over both your time and your finances.

And right now, when you pay at least 3 bills online, you'll be entered for a chance to win $10,000.*

With First State Bank of St. Charles's Online Bill Pay, you get:

• Control - Change, edit or stop pending payments, unlike auto-debit
• Convenience - Pay anyone who you normally pay by check
• Organization - Manage all your payments from one convenient location

Login to Online Bill Pay at www.fsbfinancial.com to get started today. Not yet an Online Bill Pay user? No problem! Simply log into Online Banking, select the account you’d like to pay bills from and click on the “Bill Pay” button. Follow the prompts to begin paying bills online in minutes.

To enroll in Online Bill Pay, you must first be an Online Banking user. To sign up for Online Banking, select “Enroll now for Online Banking” below.

*NO PURCHASE, BANKING RELATIONSHIP OR PAYMENT NECESSARY. Sweepstakes ends 3/31/12. Open to legal US residents residing in any of the 50 US, the District of Columbia and Puerto Rico, who are 18 years of age or older and have a unique, personal and valid social security number at the time of entry. Business entities are not eligible to participate. Subject to full official rules available at http://www.impact.fiserv.com/sweepsrules. Void in US territories and possessions outside of the 50 US and where restricted or prohibited by law.

Enroll today and enjoy the benefits of online banking.

With free Online Banking at First State Bank, you can manage your accounts with the click of a mouse!

• View account statements and balances
• Transfer between accounts and schedule recurring transfers
• View images of cleared checks
• Make loan payments electronically
• View up to 6 months' worth of archived statements

To enroll, click on the link below and print out the enrollment form. You can mail, fax or drop off the form. Within one business week, we will mail your log-in information to you and you'll be ready to use Online Banking!

Enroll now for Online Banking

Pay your bills quickly and easily with Online Bill Pay.

With FREE Online Bill Pay, you can:

• Schedule all of your bills and loan payments to be paid automatically
• Edit or cancel any scheduled payment with a click of a button
• Send money to anyone in the U.S. with an email address and a bank account

To enroll in Online Bill Pay, log into Online Banking, select the account you’d like to pay bills from and click on the “Bill Pay” button. Follow the prompts to begin paying bills online in minutes.

To enroll in Online Bill Pay, you must first be an Online Banking user. To sign up for Online Banking, select “Enroll now for Online Banking” above.

View an interactive Bill Pay demo and tutorial

Reduce unwanted mail and receive your statements days sooner.

With FREE Electronic Statements from First State Bank, you will:

• Receive email notification when your statements are ready to be viewed
• Be able to view your statements days sooner
• Reduce unwanted mail and the risk of identity theft through mail fraud