We offer a wide variety of consumer loans - personal, auto, recreational. Whatever you need, we can get you the cash fast.
Home Equity Loans
The equity in your home offers many conveniences – and our Home Equity Loans have no closing costs! Plus, rates on Home Equity Loans are dramatically lower than most major credit cards, and could be tax-deductible. Use the equity in your home to make major home improvements, finance an education, take a vacation or buy a new car. Call us today – rates are still great!
Applying for Your New Loan:
Here is a quick checklist of items that may be requested from you when you apply for your loan:
Two most recent pay stubs
W-2 Forms for the previous two years
Two most recent bank statements (all accounts).
Statements on investment & retirement accounts
Divorce decree (if applicable)
VA-Certificate of Eligibility and DD214
Sales Contract (if loan is for purchase)
Proof of Homeowners Insurance
Mortgage Loans, Fixed Rate Conventional Loans and Adjustable Rate Mortgages (ARM's), Construction Loans & Refinancing
First State Bank has the solution that's right for you. Whether you're building, buying or refinancing, flexible terms and affordable payments are just a phone call away!
Terms and conditions are subject to change and may be withdrawn without notice. No-closing-cost available on new lines of credit only, with combined loan-to-value (LTV) ratio of 80% or less. Monthly payments vary based upon balance amount and interest charges. All loans subject to approval. Please consult a tax advisor regarding the deductibility of interest.
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