Protecting your information

If you request information through this web site, use online tools and calculators, apply online for products, subscribe to online services, complete an online form or conduct transactions online, First State Bank and certain unaffiliated third parties with which we partner to deliver online products and services may retain the information you provide (not all of the above-mentioned services may be available). To ensure your online banking and/or online application of products and services is secure, we use technology that encrypts, or scrambles information so it can transfer privately between you and our network. Your online banking information is securely linked to you through the use of a unique login I.D. and its associated password. We regularly review and assess new technology for protecting the integrity of your information.

What information do we collect?

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from consumer-reporting agency

Confidentiality, security and integrity of your nonpublic personal information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Email messages

If you agree to receive email messages from First State Bank, we will retain the information you provide us to deliver emails of specific interest to you. If you choose to send us email, we may retain the content of your email message, your email address, and our subsequent response. Please be careful about the information you provide to us by email. NEVER email an account number to us. As with any public web site, this channel of communication is not necessarily secure against interception.

Protecting minors

Protecting the identities and information of children online is important. First State Bank does not knowingly solicit data from children online, nor do we market our online products and services to children.

What information do we disclose?

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law. We also do not disclose nonpublic personal information about former customers, except as permitted by law.