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Privacy Statement

Protecting your information

If you request information through this web site, use online tools and calculators, apply online for products, subscribe to online services, complete an online form or conduct transactions online, First State Bank and certain unaffiliated third parties with which we partner to deliver online products and services may retain the information you provide (not all of the above-mentioned services may be available). To ensure your online banking and/or online application of products and services is secure, we use technology that encrypts, or scrambles information so it can transfer privately between you and our network. Your online banking information is securely linked to you through the use of a unique login I.D. and its associated password. We regularly review and assess new technology for protecting the integrity of your information.

Confidentiality, security and integrity of your nonpublic personal information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Email messages

If you agree to receive email messages from First State Bank, we will retain the information you provide us to deliver emails of specific interest to you. If you choose to send us email, we may retain the content of your email message, your email address, and our subsequent response. Please be careful about the information you provide to us by email. NEVER email an account number to us. As with any public web site, this channel of communication is not necessarily secure against interception.

Protecting minors

Protecting the identities and information of children online is important. First State Bank does not knowingly solicit data from children online, nor do we market our online products and services to children.

Disclosing Our Privacy Commitment to Our Customers

This policy will be changed when required by law or regulation. Customers will be notified of this policy at least annually, unless a more frequent period is required by law or circumstances. If you have any questions regarding our privacy statement, you may write or phone us at:

First State Bank of St. Charles
206 North Fifth Street
St. Charles, MO 63301
Attn: Compliance Officer
or
(636) 940-5555

Annual Privacy Notice

 

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636-940-5555

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “non-interest bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money market deposit accounts, and Interest on Lawyers Trust Accounts (IOLTAs). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

ATTENTION - You will leave the First State Bank website. First State Bank does not provide, and is not responsible for, the product, service, or overall website content available at the site you are now visiting. You should be advised that the First State Bank privacy policies do not apply to the linked website and that a viewer should consult the privacy disclosure on the site for further information.