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Locations & ATMS

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Receiving Wire Transfers

To receive a wire at First State Bank, the following information should be given to the party that is originating the wire:

  • Wire ABA routing number: 081000993
  • Bank name and address:

    First State Bank of St. Charles
    206 North Fifth Street
    Saint Charles, MO 63301 USA

  • Account number to be credited
  • Account title (as it appears on bank statement)
  • Account address (physical)

Domestic - $15.00
International - $45.00

Wire transfers received after 2:00 p.m. will be credited to the account on the next business day.

We cannot anticipate exact arrival times, nor can we guarantee that wires will be received on the same day they are sent. The wire may need to be sent through an additional bank and thus be delayed, or the information received may not be complete enough for the wire to be processed. If it is a foreign wire, it may take 3 to 10 days to receive the wire. First State Bank does not accept wire transfers for non-customers.

Please contact our Accounting Department at 636-940-5555 should you have questions.

Sending Wire Transfers

To send a wire, you will need to provide the following information:

  • Receiving bank ABA routing number
  • Receiving bank name
  • Receiving bank address
  • Beneficiary account number
  • Beneficiary name (person or firm to whom the wire is being sent)
  • Beneficiary physical address

Sometimes the receiving bank requires additional information or requires the wire be routed through another financial institution. Please contact the receiving bank to obtain their wiring instructions.


Domestic - $25.00
International - $45.00

Wire request received after 1:00 p.m. will be processed the next business day

Only collected available funds can be transferred from First State Bank.

To send a wire transfer, please visit one of our four locations during banking hours. We cannot accept wire instructions through e-mail or fax because your signature is required and must be witnessed by a representative of the Bank. First State Bank does not send wire transfers for non-customers.

Please contact our Accounting Department at 636-940-5555 should you have questions.

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To report a lost or stolen Debit or ATM card during normal banking hours, please call 636-940-5555. If it is after hours, call 800-554-8969 and then call the bank on the following business day to order a replacement card.

NOTICE: First State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. You should be advised that the First State Bank privacy policies do not apply to the linked websites and that a viewer should consult the privacy disclosure on the site for further information.