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First State Bank Mortgage Pledges Donations to St. Louis Area Backstoppers

ST. LOUIS, MISSOURI – January 30, 2015 – Local lender First State Bank Mortgage has pledged to donate $50 to The BackStoppers for each loan application taken during the month of February that ultimately results in a closed loan.

In addition, First State Bank Mortgage is offering $250 off closing costs for any first responders who submit a loan application during the month of February which ends in a closed loan.

“We are excited and proud to partner with The BackStoppers organization on these two special programs, which will help support the families of first responders who keep us safe every day,” said Daniel Simpson, senior vice president and director of mortgage operations at First State Bank. “These donations will go to help the families of those who have made the ultimate sacrifice for our safety.”

The BackStoppers provides immediate and ongoing support to the families of first responders who have given their lives in the line of duty. Within hours of the death of a police officer, firefighter, publicly-funded paramedic or EMT, the family receives immediate financial support and the assurance of further help.

Loan applicants are encouraged to submit an application online at mortgage.fsbfinancial.com or in person at any one of their St. Louis area mortgage offices, or to call (636) 940-LOAN for more information.

These two programs apply to loans which are taken in the month of February and ultimately close, and which are originated in First State Bank Mortgage’s St. Louis regional offices.

First State Bank Mortgage, a division of First State Bank of St. Charles, was voted the #1 Lender in St. Charles County for the sixth consecutive year in 2014, and offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Mortgage Voted "Affiliate of the Year" by Bagnell Dam Association of Realtors

 

LAKE OZARK, MISSOURI – December 16, 2014 – Local lender First State Bank Mortgage was named the “2014 Affiliate of the Year” by the Bagnell Dam Association of Realtors during their annual Installation Banquet last week. This distinction comes to First State Bank Mortgage for the second time in five years.

First State Bank Mortgage was selected as the Affiliate of the Year out of a pool of sixty affiliates who work with the Bagnell Dam Association of Realtors.

“We are very excited about receiving the Affiliate of the Year award presented to us by the Bagnell Dam Association of REALTORS,” said Michael Lasson, senior residential lender at First State Bank Mortgage. “This award is a great honor, and signifies to us that we are trusted and well-respected by our peers in this community.”

First State Bank Mortgage, a division of First State Bank of St. Charles, offers conventional loans, VA, FHA and USDA loans, condominium and second-home loans, jumbo loans, and other mortgage products. Interested homebuyers are encouraged to visit the First State Bank Mortgage office, located at 2265 Bagnell Dam Boulevard in the John Elliott Interiors Building across from J.B. Hooks, or call (573) 365-LOAN.

First State Bank Mortgage is an Equal Housing Lender.

First State Bank Named One of Healthiest Banks in America

First State Bank was one of only three St. Louis-area banks to rank among the 200 healthiest in the U.S., reported the St. Louis Business Journal. The findings were released in October by DepositAccounts, an organization which tracks over 5,000 banks and credit unions.

First State Bank landed on the pages of the 2014 edition of Top 200 Healthiest Banks in America, receiving an A+ ranking based on its deposit growth, capitalization, and Texas ratio, a measure of how much capital a bank has available compared with the total value of loans considered at risk. Any bank with a ratio of 100 percent or greater is considered at risk; First State Bank has a Texas Ratio of 5.40%, which is considered excellent.

First State Bank is headquartered in St. Charles and is the 84th largest bank in the state of Missouri. It was established in 1867 and has grown to over 150 employees at 10 locations.

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